In 1977, two months after the birth of his son, now president of Kotz Financial and owner of Hargrave Financial Group (HFG), my father Don made a pivotal decision. He left his finance job at McNaught Pontiac and chose to apply his RRCC business degree and small-town work ethic to the field of Financial Planning, which was known as "insurance sales" at the time, by joining New York Life Insurance Agency.

Dad had three great loves in his life: his family, golf, and his career, especially his clients. For 45 years, he was fortunate to have a career where he felt like he was helping friends every day. Despite working incredibly hard to create a beautiful life for himself and his family, he never felt like he worked a day in his life.

The passion, integrity, and trust my father effortlessly embodied are the foundation upon which HFG was built and continues to grow. Our team at HFG is assembled with these core values at the forefront.

Trust was a frequent topic of conversation between Dad and me. We understand its importance and strive to uphold it every day as we at HFG do our absolute best to help our clients achieve their many goals throughout their lifetimes.